Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.