Robert Richard has been a practicing financial advisor since 1994 and is the Owner/President of Assabet Financial Group. He received the Chartered Retirement Plans Specialist (CRPS) designation from the College for Financial Planning in 2000, and is a Registered Principal with Cetera Advisors LLC., a registered broker/dealer, member FINRA, SIPC. Mr. Richard maintains and exceeds the minimum continuing education standards required to maintain his CRPS credential as well as his life insurance licenses and securities registrations. His financial services practice emphasizes a conservative investment management approach with an emphasis on asset allocation. By utilizing various forms of securities, insurance products, and tax efficient strategies and techniques, he helps his clients meet their financial goals. Mr. Richard holds securities registrations 4, 7, 24, 51, 53, 63, and 65.